What Are The Pros And Cons Of Moving To Loveland, Colorado?

Ossiana Tepfenhart
by Ossiana Tepfenhart

Loveland is a name that most people don’t recognize right off the bat. I know I didn’t. But, like many other cities in Colorado, Loveland is starting to gain a lot more interest. After all, Colorado is currently undergoing an absolutely stunning boom in real estate as well as economic improvements. Tons of cities are starting to see more home buyers. If you want to move to Loveland, it’s a good idea to research what your life will be like ahead of time.

Colorado’s Loveland boasts excellent schools, amazing views of the Rockies, a strong economy, and an affordable cost of living. The downsides of Loveland include a high housing price point, occasional political issues, as well as occasional traffic congestion. For the most part, Loveland is a great place for young professionals to raise a family.

This is a city that is well worth the investment, especially when you are looking for a place where you can grow roots. However, there are still nuances that you should consider prior to packing up.

Do You Need to Hire Movers?

Get free, zero-commitment quotes from pro contractors near you.

What Are The Perks Of Moving To Loveland, CO?

Loveland has definitely earned the right to be considered a great place to live. In fact, it’s actually one of the better places to move to in the state of Colorado. These bragging rights are why…

Excellent Schools

If you are a fan of scholarly pursuits, you’re going to enjoy living here. The public schools boast above-average graduation rates and test scores, even in parts of the city that aren’t well-funded. Private schools take things to another level, often encouraging kids to go the extra mile to attain that acceptance letter to the college of their choice.

A strong arts district means that you will be able to rest assured that your kids will find the creative outlet they need to stay in school. That alone gives parents good reason to want to keep kids here until they’re ready to go to college.

Amazing Views Of The Rockies

While this could be said about a lot of the cities in Colorado, it’s especially true of Loveland. People here regularly marvel at how pretty the nearby mountains look. Though we could talk on the regular about this, we’re also going to take this opportunity to mention that this city has tons of parks and recreational outlets that let you soak in all the nature that you can possibly handle.

Once you’re done taking in nature, you can check out one of the many different restaurants or bars in the area. Or an art gallery. Loveland is cool like that.

A Strong Economy

There’s no way around it. The people of Loveland have pretty positive outlooks on their careers. The current unemployment rate in Loveland is a low, low 6.6 percent. The median household income for Loveland also happens to clock in at a fairly impressive $88,526 according to Livability, though some sites have it lower at $68,596 or so. Either way, it suggests that the jobs here pay above the national median.

Plenty of businesses are finding the state’s lower tax rates to be pretty attractive. So, we should see some more jobs sooner rather than later, too.

Affordable Cost Of Living

So, affordability is definitely in the eye of the beholder. When compared to other Colorado cities like Denver, it’s a super affordable place. If you want to compare it to somewhere like Grand Rapids, it probably won’t be very affordable. Still, most people seem to agree that it’s a place that offers a decent quality of life for the price point.

Currently, the cost of living index for Loveland clocks in at 114.2, which is below the overall Colorado cost of living of 121.1. In recent years, Loveland was cited by multiple publications as one of the most affordable cities in Colorado. People who want to get the most bang for their proverbial buck should check this place out.

What Are The Pitfalls Of Living In Loveland, CO?

Loveland’s excellent affordability means that there are going to be people asking “What’s the catch?” Technically, there’s no major catch. However, there are going to be issues some folks might find annoying.

Higher Home Prices

For the most part, Loveland is pretty affordable. Food is cheaper. So is entertainment and utilities. Even health-related costs are smaller. However, there is one small (okay, not really) exception to this rule: housing. The median house price in Loveland ranges from $313,900 to $420,000 depending on where you go for your statistics.

With that said, there are going to be a lot more investors snapping up properties around this area. So, you might end up seeing the prices spike sooner rather than later. Many officials are beginning to worry about affordable housing and the potential for higher homelessness in the future. Thankfully, renting is still affordable for the time being. So, it may be time to save up.

Occasional Traffic Congestion

Many major Colorado cities boast a robust public transit sector, which helps cut down on traffic. Unfortunately, Loveland is not one of those cities. The public transportation is lacking at best, though many people would be willing to argue that it’s not really that exisitant at all. The truth is that you will need to have a car if you want to live within the Loveland area.

Speaking of which, it’s important to remember that this is a dense suburban city layout. This means that you will have traffic congestion from time to time. This is doubly true during months when companies are trying to fix potholes or widen up streets. If you live near Downtown, then you might need to spend extra time just so that you can find some parking.

Political Misunderstandings

Most people assume that all of Colorado is going to be a Democrat-heavy region. This is not true. Unlike many parts of Colorado, Loveland has a pretty strong conservative lean. For the most part, this doesn’t make a huge impact in peoples’ day-to-day lives. After all, people are usually taken aback by how friendly people are in Loveland. (You could say they really emphasize the “love” part of the name!)

However, there are people who are a little more extreme in their political beliefs than others. In some cases, this can lead to arguments or having people suddenly decide to ghost you. With that said, this place is not heavily known for partisanship and doesn’t have a track record for hate crimes.

Depression

Along with political understandings, there are a couple of other “soft” issues that may come to light while you live there. According to several studies on the matter, the city of Loveland has one of the highest suicide rates in all of Colorado. In recent years, local officials have been trying to determine how they can change the overall ambiance of the city to promote better happiness.

With that said, mental illness is a nationwide issue. While many people in Loveland struggle with mental illness, it’s not something that is specific to this area. The truth is that you might not have any issue with your depression here. It’s not like Seattle, which has a legitimate tie to the gloomy weather. It’s just a matter of personal experience, really.

Do You Need to Hire Movers?

Get free, zero-commitment quotes from pro contractors near you.


Related Questions

Will housing prices drop in Colorado soon?

It’s hard to tell, honestly. Many people believe that the houses would undergo a massive devaluation due to the fact that it looks like a major housing bubble. On the other hand, investing from outside sources has skewed the entire property pricing scale higher, which in turn, has made it hard for people to afford housing in many parts of the state.With that said, most people expect a slight dip in the price of a Colorado home, followed up by a steady increase in pricing. It’s just a way that the market corrects itself.


Is Loveland, CO safe?

Yes and no. Loveland is considered to be a relatively safe city compared to others of its size. However, that doesn’t mean that it doesn’t have a crime problem. The crime rate is above average when compared to national statistics. In Loveland, you have a 1 in 44 chance of being a victim of any type of crime.While crime might be higher than average, there is some happy news on the horizon. The good news is that Loveland’s police force has been working hard to help cut it down. So far, efforts have been relatively successful and crime is currently on the decline.


How much snow does Loveland get?

Loveland, much like many other parts of Colorado, is pretty snowy. In a typical year, the city of Loveland gets around 46.3 inches of snow. This is far above the national average of 28 or so, which means that you should expect to whip out your shovels sooner rather than later.Loveland also has slightly colder than average temperatures during the winter. Thankfully, it’s nowhere near as bad as other areas, such as Minnesota or North Dakota. Most people would call it a place that has a strong winter without it being overwhelming.

Related Articles

Ossiana Tepfenhart
Ossiana Tepfenhart

Ossiana Tepfenhart is an expert writer, focusing on interior design and general home tips. Writing is her life, and it's what she does best. Her interests include art and real estate investments.

More by Ossiana Tepfenhart

Next