How Much Does It Cost to Furnish a House?

How Much Does It Cost to Furnish a House

Buying a house is one of the most significant investments you’ll likely ever make. However, the price of the home isn’t the only expense. You also need to furnish your home, and that can get costly.

The average cost to furnish a 2,000 square foot house with used furniture is $25,000, or $68,750 with new furniture. Homeowners spend an average of $725 per rug, $40 per rug, $500 per rug, $360 per desk set, and $165 per nightstand. You can expect to spend $925 on kitchen furniture and at least $1,250 on bedroom furniture.

As a general rule, plan to spend between 10% to 50% of the home’s purchase price to furnish your entire home. Where you fall within that range will vary based on the brand, quality, and style of furniture you favor. 

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How Much Does It Cost to Furnish a House: Based on Square Footage

Buying a house is very exciting, and it can be tempting to go hog wild when it comes to decorating your personal castle. One way to figure your furniture costs is based on your home’s square footage. 

Once again, depending on your furniture’s quality and source, you could pay between $10 to $50 per square foot. Here’s a glimpse at what you can expect to pay to furnish your home, whether large, small, or in between:

Note: Keep in mind, these figures assume you’re furnishing your entire home from scratch. If you already have existing pieces, obviously, you would pay less. 

Home Size Low-End Mid-Range High-End
1,250 sqft

$12,500

$37,500 $62,500
2,500 sqft  $25,000 $75,000 $125,000
5,000 sqft $50,000 $150,000 $225,000

Again, these prices are rough estimates since what you actually end up spending relies on many factors. For example, if you live in a high-value area, you could spend $400,000 on a 1,000 sq ft home. However, you wouldn’t need as much furniture as if you purchased a 2,000 sqft home for $200,000. 

Plus, if you opt for hand-me-down heirloom pieces mixed in with second-hand furniture finds, your price tag is apt to stay lower. Alternatively, if you shop designer brands and go for luxe, high-end furnishings, your total cost can easily quadruple. 

The Cost to Furnish a House: Room by Room

Of course, based on your personal preference, you might place more importance on one room over another. For example, you want your living room to be a showstopper, whereas you hardly go into your home office. 

Based on your own needs and wants, you can borrow more from one room’s budget to play up another space. However, it’s always helpful to have a general idea of what a specific room costs to furnish. 

With everything you choose for your home, the price paid for a selected furniture piece will depend on multiple elements. You need to consider things like the piece’s size, how it’s made, any extra features, and where you purchase it.

The Price You Pay Is Up to You

Below, you’ll find different ranges of furniture prices, room by room. However, just because a piece is listed in a specific room doesn’t mean it only appears within that particular place. It ultimately all depends on your house and style. 

For example, if you don’t have a designated dining room, you might have a china cabinet in your kitchen. If you don’t have a separate home office, then a desk might hang out in your family room. 

No matter where you end up placing your furniture, the price of a piece is the same. Therefore, you can still get an excellent idea of how much it will cost to furnish your house. The prices used here are based on popular furniture stores like Rooms-to-Go and Ashley HomeStore. 

Of course, if you choose to shop at designer boutiques, you could easily spend two to four times as much. On the other hand, if you decide to shop at your local big-box store, you’ll likely come in less. Choose to furnish your whole house with Ikea, and you’ll probably end up somewhere in the middle.

The lower-end prices are generally for smaller pieces or more standard, mass-produced styles. The prices toward the higher-end of the scale are for pieces that are higher quality, larger, or have more features. 

Living Room or Family Room

You likely use your living area to either entertain, relax, watch television, play, or some combination of activities. Therefore, the typical living room or family room needs lots of seating, storage, and available surfaces. 

Popular seating choices are sofas, sectionals, loveseats, recliners, and other various chair styles. For storage, you might have media cabinets, a variety of shelving options, and items like storage ottomans. Finally, surfaces can range from coffee tables to consoles to end tables and beyond. 

Item Low-End Mid-Range High-End
Sofa $400 $2,000 $8,000+
Sectional Sofa $750 $2,800 $10,000+
Loveseat $100 $450 $1,500+
Chair $100 $300 $750+
Recliner $250 $500 $1,000+
Ottoman $80 $150 $500+
Entertainment Center $75 $650 $2,300+
Shelving $100 $300 $650+
Coffee Table $90 $250 $575+
Side Table $65 $150 $300+
Console Table $120 $350 $700+
Media Cabinet $30 $750 $2,100+

Kitchen

When you picture a kitchen, you likely jump to appliances first. However, you can end up with quite a few furniture pieces in your kitchen area, depending on the space’s setup. Kitchen furniture consists of items like tables and chairs, kitchen islands and carts, bar stools, and free-standing pantries.

Item Low-End Mid-Range High-End
Kitchen Table $70 $300 $850+
Kitchen Chair $40 $150 $350+
Bar Stool $50 $200 $525+
Kitchen Island $150 $450 $1,500+
Kitchen Cart $60 $300 $1,000+
Free-Standing Pantry $80 $400 $1,000+
Baker’s Rack $175 $350 $900+
Standing Wine Rack $50 $200 $500+

Dining Room

If you have a separate dining area, you often showcase things like your serving ware and china. Of course, you also have a dining table and chair to enjoy meals with family and friends. Plus, you might have a variety of serving surfaces like a buffet or sideboard. 

Item Low-End Mid-Range High-End
Dining Table $150 $900 $2,000+
Dining Chair $100 $200 $500+
Side Chair $75 $150 $400+
Server\Buffet $250 $750 $2,000+
China Cabinet $650 $1,000 $4,000+
Bench Seating $140 $210 $500+

Bedroom

A bedroom can go from laid-back to luxe, and from inexpensive to break-the-bank. Style preferences aside, you need to buy some basics like a bed, nightstands, and some storage pieces.

Some bedrooms go all out with separate seating areas and walk-in closets that feature unique furniture pieces. You can even use a kitchen island in a large closet for extra storage and an accessory station! The possibilities really are endless when it comes to how you furnish your house.

Item Low-End Mid-Range High-End
Bed (not including mattress) $200 $900 $2,750+
Mattress $200 $1,500 $6,000+
Nightstand $80 $250 $1,200+
Wardrobe\Armoire $150 $650 $3,000+
Dressing Vanity $100 $400 $800+
Chaise $150 $350 $800+
Dresser $160 $950 $2,200
Chest of Drawers $150 $500 $1,300+
Bedroom Bench $85 $200 $450+

Bathroom

You might not think about furniture for a bathroom, but there are a few pieces that can pop up in there. Here’s a peek at some furnishings you might consider for your bath.

Item Low-End Mid-Range High-End
Vanity Stool $30 $60 $100+
Over-the-Toilet Storage $30 $120 $300+
Wall Cabinet $75 $120 $250+
Bath Vanity $450 $750 $1,500+

Home Office or Study

You don’t need to work from home to have a home office or study. These rooms are also an excellent place for tasks like homework and paying bills. 

Item Low-End Mid-Range High-End
Desk $50 $450 $1,200+
Desk Chair $90 $150 $720+
Bookcase $30 $300 $1,000+
Filing Cabinet $50 $120 $400+
Computer Armoire $150 $450 $2,200+
Printer Stand $100 $175 $300+

Entryway or Foyer

If you have a designated entryway or mudroom or just a small foyer space, you need a few essentials. Basically, you want a place to hang coats, keys, and handbags and place things like mail and like items.

Item Low-End Mid-Range High-End
Entry Table $120 $350 $700+
Coat Rack $75 $125 $375+
Storage Bench $75 $275 $600+
Hall Tree $65 $425 $1,200+

Outdoor Living\Entertaining Area

If you have an outdoor space for entertaining, furniture adds just the right touch to create a fabulous outdoor room. You might have a small patio perfect for intimate conversation, or a large area primed for partying. Either way, the right furniture can make all the difference.

Item Low-End Mid-Range High-End
Patio Dining Set $350 $2,000 $4,000+
Patio Chair $75 $200 $400+
Patio Loveseat $135 $550 $1,500+
Patio Side Table $30 $120 $400+
Firepit $75 $500 $2,200+
Deck Box\Outdoor Storage $75 $150 $300+
Outdoor Bar Set $150 $750 $2,200+

What About Bonus Rooms?

Nowadays, many homes have expanded beyond the basics to include a wide range of bonus rooms. These rooms are spaces like game rooms, home theaters, music rooms, and home gyms. 

If you have one of these rooms in your home, you can get a rough estimate of what furnishings will cost using the above charts. Extra, specialized equipment, such as fitness units, pool tables,  and electronics, will, of course, drive up your expenses. 

Here is an example of what you could expect to pay for some of these extras:

Item Low-End Mid-Range High-End
Pool Table $700 $1,600 $3,000+
All-in-One Gym $250 $1,100 $4,000+
Upright or Grand Piano $3,000 $5,000 $10,000+

Buying Kids Furniture

On average, while it can still be pricey, kid’s furniture will come in at a slightly lower price tag. Many furniture stores feature designated kids sections. Children’s furniture is often smaller in scale than other furniture items, yet can come in similar styles. 

If you’re furnishing a kid’s bedroom, here is what you can expect to pay:

Item Low-End Mid-Range High-End
Bed $350 $600 $1,100+
Nightstand $50 $175 $280+
Dresser $100 $400 $830+
Chair $40 $100 $200+
Toy Chest $30 $100 $200+
Vanity Set $100 $250 $600+
Desk Set $120 $350 $600+

What About Accessories?

Once you’ve spent between $12,500 and $500,000 furnishing your home, don’t forget you haven’t even touched on accessories yet! Home decor like rugs, wall art, lighting, and decorative pieces quickly add lots of extra dollars to your bottom line.

Item Low-End High-End
One Piece of Wall Art (not including priceless art pieces) $10 $500+
One Light Fixture $25 $700+
8 x 10 Rug $100 $1,000+
Throw Pillow $5 $75+
Miscellaneous Decor (vases, clocks, statues, etc.) $10 (ea.) $150+ (ea.)

As you can see, the range from low to high is pretty wide. But this broad spectrum is to be expected since there are so many styles and options available. 

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Related Questions

What is the best way to budget for furnishing your home?

Start with your total budget; the absolute most you can spend to furnish your whole house. Then, decide which rooms are the most important to you. Which places will need the most furniture?

Once you have your rooms prioritized, start allocating portions of your budget to each space. Allot more money for larger, more significant areas. Write your budget down, so it is easier to stick to it!

When you are considering furniture for each room, don’t forget about accessories. You need to leave some wiggle room in each room’s budget for decor. 

How can I furnish my entire home without blowing my budget?

Furnishing your entire home from start to finish can be a daunting (and expensive) task. To ensure you don’t get overwhelmed and run out of money, pace yourself. Start with your most essential rooms and work your way through to the least-used spaces. 

Likewise, within each space, start with the most significant furniture pieces, for example, the bed in the bedroom. Over time, as your budget replenishes, you can add in that fancy console table in your entryway.

The best way to furnish your home is a step at a time, and by paying attention to your budget. If you run into a jam, you can always grab a few plush poufs and bean bag chairs in the interim! Happy shopping!

Stacy Randall

Stacy Randall is a wife, mother, and freelance writer from NOLA that has always had a love for DIY projects, home organization, and making spaces beautiful. Together with her husband, she has been spending the last several years lovingly renovating her grandparent’s former home, making it their own and learning a lot about life along the way.

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